Well, it's happened. Despite appeals from the Prime Minister downwards (appealing to insurance companies to show the same generosity of spirit shown by the community), thieving bastard insurance companies have struck. Then again, who really believed that they would be so generous? Nobody who has ever had to try and deal with the scum.
Unbelievable as it may sound, claims for flood damage are being refused in places like Toowoomba, Queensland, with insurance companies claiming that the floods weren't actually floods! Huh? Yep. That's what is being reported in the media. Apparently, massive rains do not create floods. What these thieving bastards are relying on is an insistence that the policy holders were not subject to floods, but to rising river levels which, according to the esteemed insurance assessors, are not in fact floods at all!
Why oh why are insurance companies and banks consistently allowed to write their own rules, answerable to none but their shareholders. This is not what deregulation was about. And what do governments actually do about it? Sweet Fanny Adams. At best, tinkering and nothing more.
David Koch wrote a good piece on the subject recently at The Punch, highlighting the dirty tricks that insurance companies rely on in circumstances such as those being experienced in Queensland, northern New South Wales and Victoria, with the worst still yet to come in some parts of the latter. But how blatant a lie is it to claim that the likes of Toowoomba were not subject to flood???
Here is another one for you. The Victorian town of Newstead was flooded last week. Why? Because during the torrential rain, the relevant water authority thought it would be a really great idea to turn the storm water drains off, meaning they were not emptying into the river system. End result - massive backup of storm water through the streets of this geographically pretty flat town, flooding basically the whole damn place. Who's going to pay for that damage? It's an easy out for the insurance companies, "sorry, you're not covered for bureaucratic idiocy." Just where on earth did the responsible shit-for-brains think all that water was going to go? Vanish into thin air? Get sucked up by his anal-retention? New Victorian Premier, Ted Ballieu, leaping in front of the flood waters, opening his gigantic mouth and swallowing them up?
It is more than bad enough that so much death, hurt, loss and misery has been suffered, not to mention the long-term economic problems that will result. But should the victims really have to be subjected to yet more heartbreak just in order to keep the financial services sector secure in its multi-billion dollar profits? The problem is we simply do not have a single government with the cojones to stand up and be counted in any meaningful manner. Joe Hockey was and still is pretty good at blustering and posturing about it, but that was it.
One last, irrelevant to the subject, rant. But it's my blog so I'll write what I bloody-well want to. Queensland premier, Anna Bligh was out on the flood scene, making heart-felt public statements about the status, announcing more deaths etc. Ex-Prime Minister, Kevin Rudd was out in waist-deep water helping recover people's belongings in his electorate, later throwing a public BBQ open to all comers. Prime Minister Julia Gilliard has been just about anywhere and everywhere, on the ground, meeting the victims. Victorian Premier, Ted Ballieu, a man that I normally consider a total git, has been out at the coalface, gumboots and all. So what have we seen from Leader of the Opposition, Tony Abbott? Out in his best suit, pulling the hems of his trousers up, tip-toeing through a patch of mud that might, just might, have almost made it to the top of the soles of his shoes. And out of all the main political players, who has tried to make political mileage out of it? You got it, Tony Abbott. Good one, dickhead. Oh alright, yes, yes, Bob Brown from the Greens started jumping up and down, claiming the coal miners were the cause. And the real pity of that was it made Nationals MP Barnaby Joyce actually make sense when responding to Brown. However that is still a little different to Abbott's blatant attempt to use the Queensland flood to kill off the National Broadband Network, to his obvious political advantage. Arsehole.
Here endeth the rant.